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Card One Banking Account Review

8 reviews

Average Ratings
Application process
Fees & charges
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Reliability

One Banking Account overview

Card One Banking Online current account is a guaranteed basic account which is free with easy access to your account using the online account management centre makes monitoring your account easier. You can view balances, check transaction history and even print off statements 24 hours a day, 7 days a week.

Text to get your balance sent to your phone before spending which helps to bring a swift end to overdraft fees. Telephone banking has all the ease of managing your account on a day-to-day basis. Call for your account information, to check a balance or to set up new standing orders.

Why get a Card One Bank Account?

The card One Banking is an Instant bank account with no credit checks and No contract tie in period you must be 18 or over and they offer Guaranteed Acceptance. Your basic bank account is managed online with a payment MasterCard so you can use as and when you need. There are no hidden charges and you will not incur any overdraft fees.

You have two accounts one is a prepaid card account and the other is an online bank account where you can choose to transfer any remaining balance onto your card one banking Prepaid MasterCard card which you can use to shop or withdraw money.

What sort of service do they offer?

Talk openly and freely to their Account Managers. They’ll help take the stress out of managing those monthly bills on your behalf.

Simply tell your advisor what needs to be paid and they’ll do the rest. They’ll set up all the necessary standing orders from your account to ensure you’ll never incur any more overdraft charges or costly bounced payment fees. You can also set up and manage standing orders yourself using the online account management centre.

Payment plans and prepaid card benefits

The One banking managed banking account is a fixed monthly payment plan by MasterCard. It can be used at over 28 million retail outlets worldwide and 1.5 ATM machines machines worldwide. There is no credit check to get your online account where your account balance must not be exceed and currently the instant bank account card is only available in GBP (£).

Who can apply for an 1 Bank Account?

You can get a One Banking account simply by being 18 years or older, resident in the UK and as long as the ID and address verifies online. Once you have completed your online application you will receive your personalised Onebanking prepaid card in of 7 days.

NO credit checks are done and you are guaranteed acceptance as long as you pay the application fee. Even if you have bad credit you can get a Basic bank account.

If you would like to make a complaint about your card, contact OneBank Customer Services on 0871 811 1881, or by post Cardonebanking: PO Box 3634, Chester, CH1 1NL. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

1banking managed bank account provided by

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Reviews
Displaying 8 reviews
cancel — October 29, 2010
Application process
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i would like to cancel my card one banking account please as i wish to opt out and not to recive anymore emails or letters or phone calls thank you
your sincerly
mark girdwood

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Andrew — December 21, 2010
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An expensive account, but if credit checks are a problem its a quick solution

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Ian — January 28, 2011
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You have to pay more money for getting this services. I also cancel it because they keep ringing me up and i tell them to cancel it

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Lee — June 10, 2011
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Canceled my account 2 moths and £24 odd monthly charges in saying they didn’t like the details I gave them on the application !!!!!! Oh and If I want to have the money back that is in my now unusable account I have to pay them £5 !!!!

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Kevin — July 4, 2011
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Great account, ‘it does what it says on the tin’…Simple to use, great service at a good price. You actualy keep complete control over your money.
Would highly recommend to any person with a not so good credit rating.
Not one problem in over a year and I could not say that about Lloyds!

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Shirley — August 23, 2011
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Like Kevin above, we have had a brilliant service from Card One. We have always found them very helpful. Ideal account for people with poor credit rating. In control at all times

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mary strain — September 11, 2011
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Had the account 6 months now and have had no trouble at all.Fingers crossed it stays that way. Monthly fee is much better than the £35 I was being charged by my old bank who would cancel direct debits without informing me and paid out money that wasnt in my account in the first place then charged excessive amounts for being overdrawn !!! Will stick with Card one :)

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Richard S. — October 3, 2011
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Card One is great if you like charges for everything (including £1 fee every time you use a cash machine), waiting extra long for funds to arrive, having to use standing orders when the rest of the world uses Direct Debits, restrictive rules about accessing your money, no cheque facility… Look elsewhere if you want a decent basic bank account.

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