Bread Prepaid Card Review
|
Card Name
|
Bread Maestro Card |
| Card Type |
Maestro Card |
| Card Issuer |
Newcastle Building Society |
| Exclusive Features |
Available to anyone over 13 years |
| Overview |
Bread card Review Rating |
|
The BREAD Card is a flexible ‘pay-as-you-go credit card ’ Maestro card. It can be used at over 9 million retail outlets worldwide. Anyone over the age of 18 can get a Bread card; once you have paid the activation fee it takes within 10 days for your card to arrive. Bread card have now introduced cash back facility when you shop online at selected retailers
The BREAD Card is a unique prepaid card offering the true meaning of value for money. The card is £10.00 to get but has the major benefit over prepaid cards on the market is free monthly fees charges. where you pay per transaction at 2% this is a fantastic offer. You can also pay for a BREAD Card online by SMS / Text.
Customer service line *Calls to this number cost 80p per minute including VAT from a BT landline. Calls from mobiles and other networks may vary
The customer service level is average. Calls to Customer Service do cost £0.80 from a BT landline so use the online facility where possible or if you require a balance enquiry a text is now free.
Customer Service is
open Monday to Friday 9am to 5.30pm, call Bread on 0905 786 0106 Calls cost 80p per minute including VAT from a fixed BT landline. Calls from mobiles and other networks may vary. Please seek permission from whoever pays the bill before calling If you have lost your card or if it has been stolen please call 0845 603 2378 (24 hours, 7 days a week)
Bread currently offer card to card transfer, which is only £1.50 from BREAD Card to BREAD Card, compared to western union this the most cost effective way of transferring funds for a fraction of the cost. On speaking to the Managing director of BREAD Card they have just launched a cashback facility,when you shop online using your bread card you earn cashback at selected retailers all cashback is credited back to your bread prepaid card.
The form takes an average of a minute to complete with an easy step by step guide and as you would expect secure website protection, make sure you have a form of ID before you start either your passport (digital passport no required) or UK driving licence. Once you completed the form you can either pay online or Bread will send you a letter in the post for you to pay via SMS, pay point or credit or debit card.
| Card Application Fee |
£10.00 |
| Monthly Service Charge |
FREE |
| Card replacement Fee |
£10.00 |
| Card Cancellation Fee |
£10.00 |
| Card Activation Fee |
Free |
Currency conversion
|
2.75%
|
Topup / Reload Fees
Transaction Fees
| UK Transaction Fee (POS) |
2% |
| Foreign Transaction Fee |
2.75% |
| ATM withdrawal fee UK |
£1.50 |
| ATM withdrawal fee International |
£1.99 |
| Cash Advance UK |
£1.50 |
| Cash Advance International |
£1.99 |
| Online gambling and betting transactions |
 |
|
|
Being a Prepaid Maestro card can be used at 9 million retail outlets and 900,000 ATM’s worldwide.
Or email Bread card directly for free or Lost / Stolen cards call immediately on
0845 603 2378 (24 hours, 7 days a week)
and they will block the lost card so it can not be used. Then they will transfer the funds onto a replacement card and get that sent out to you within 7 - 10 days. You'll be charged £5.00 for a replacement card.
| Currency available and Prepaid Card Limit |
|
|
Card limit is £3,500 and currently the Card is only available in GBP (£) The minimum load is £10.00 and the maximum single load is £500.00
Issued By:
Maestro® is a registered trademark of MasterCard International Incorporated or its affiliates. The BREAD Card is issued by Newcastle Building Society pursuant to license by MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register (www.fsa.gov.uk/register/) under Registration No. 156058.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement |
