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Barclaycard Platinum credit card overview
With the Barclaycard Cashback you will earn on purchases made with your Barclaycard at the rate of 1% of the amount of the purchase on supermarket and petrol and 0.5% cash back on all other spending unless they tell you otherwise. with Card Protection 30 days FREE offer! Apply online for Card Protection to receive the first 30 days free.
Barclaycard Platinum reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets
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Default charges
Late payment fee - £12
Over credit limit fee - £12
Returned payment fee - £12
Barclaycard credit card repayment protection option
They have different levels of cover so you can have the one that is right for you. It's true that most of us can manage our monthly payments most of the time but what if you unexpectedly lost your job or had an accident? - Well, they can offer you a back-up plan which pays off 10% of your balance each month for up to 12 months if the unexpected happens. - So the last thing you need to worry about is your credit-card repayments. - It could also pay off your whole balance if the worst happened and you died.
(The repayment protection is an additional egg credit card service if required) |
Complaints procedure |
If you would like to make a complaint about your card, contact Customer Services on 0844 811 9111, or by post Barclaycard, Customer Relations Department, 1234 Pavilion Drive, Northampton, NN4 7SG
However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. |
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Who can apply for a credit card account
To get an Barclaycard credit card you need to be a UK resident aged 21 or over. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying for a egg card.
Have a good credit history, have a regular income of more than £10,000 pa. Don't already have a Barclaycard also haven't missed multiple payments on a credit agreement within the last 12 months and Don't have a CCJ, IVA or have not been registered bankrupt.
Make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.
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What is the minimum payment each month?
The full outstanding balance if it is less than £5, but otherwise the greater of
(1) £5 or
(2) 2.25% of the Revolving Balance
If you only make the minimum payment it will take longer and cost you more to clear your balance. |
Credit card benefits and rewards |
Here are some of the Barclaycard rewards you can get
- Identity Protection Service - advice about protecting yourself from identity theft
- Safer shopping with Fraud Protection including Chip and PIN and monitoring your account for unusual spending
- Purchase Delivery Protection against loss or damage to online, phone or mail orders from despatch to door (second-hand goods and services excluded)
- Emergency help when travelling abroad
- Great holiday deals with our Travel Service
- Emergency cash advance and credit card replacement service
- Opt in for text alerts five days before your payment is due
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