Arsenal Credit Card Review
Arsenal Credit Card Review
If you are a loyal Arsenal supporter then this is the card for you, let me introduce you to the Arsenal Rewards Credit Card. By applying for and using the Arsenal Rewards Credit Card, you'll be helping to support the future success of the club you love because they receive a royalty from the card issuer, MBNA Europe Bank Limited,
Each time you use your Arsenal Rewards Credit Card to make a card purchase. These funds, raised at no extra cost to you, contribute to the Youth Development programme at the Academy.
Who can apply for this credit card?
The Arsenal credit card is a MasterCard branded card anyone over the age of 18 years can apply for a Arsenal FC card, online secure application will need to be completed. Ensure the you qualify for a Arsenal MBNA credit card with the application requirements below.
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying. The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do you get with your Credit Card?
MasterCard is one of the worlds most trusted brands and is accepted at over 28 million retail outlets and over 1.5 million Atm machines worldwide. The official Arsenal Rewards Credit Card has a package of great rates, unsurpassed service benefits and now comes with Reward Points which is one of the biggest reward schemes available today. For every £1 you spend on card purchases, Your Arsenal credit card will give you 1 Reward Point, so you'll soon rack up enough points to earn fantastic, money can't buy Arsenal Rewards such as lunch with a legend at the Arsenal training ground.
What are the default charges?
Arsenal credit card charge £12 for going over your credit limit, paying late, or payments that bounce.
What is the minimum payment each month?
If the credit card balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25. You can avoid additional charges by staying within your credit limit and ensure that your payments are received on time.
Your right to cancel
Once you have signed, you will have for a short time a right to cancel this agreement. You can do this by sending or taking a WRITTEN notice of cancellation to MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
If you cancel this agreement, you will still have to repay any money lent to you. But if you repay all of it before your first payment is due, you will not have to pay interest or other charges.
Where do I make a complaint?
If you would like to make a complaint about your Arsenal credit card, you can call them on - 0800 062 062 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.