Open an Santander Direct ISA and enjoy preferential rates for 12 months. Offering 2.00% AER tax free (variable) from £1 and 3.00% AER tax free (variable) from £9k+, with the option to transfer in any funds from cash ISAs you hold elsewhere.
Why choose the Direct ISA? – Rate – Boost your tax free savings with great rates starting from 2.00% AER tax free (variable) up to 3.00% AER tax free (variable).Interest rates are tiered depending on balance.
Save up to the annual Cash ISA limit* this tax year without paying tax on your interest. All payments you make into your ISA count towards your ISA allowance. This means if you use up your allowance then take money out of your ISA, you cannot pay that money back in until the start of a new tax year.
Interest paid – Interest is calculated daily and paid each year after close of business on 1st March. You can choose to have interest paid into your Direct ISA account.
Manage your Money – you can access your Direct ISA easily online, at a cash machine, by post or over the phone. – Transfer in any existing cash ISAs completely free of charge.
They will send you a an ISA savings statement at least once a year, so you’ll always know exactly how your tax free savings are doing.
From 6 October 2009, the annual ISA allowance will increase for customers who are aged 50 or over, by the 5 April 2010, to £10,200 per tax year. Of this up to £5,100 can be contributed to a Cash ISA. From 06 April 2010, the increased allowance will apply to all customers.
You need to be over 16 not bankrupt or have any CCJ’s registered against you, with a regular income to apply for an account, The form takes a few minutes to complete with an easy step by step guide and as you would expect secure website protection.
Once you completed the form, Santander will send you a letter in the post to confirm your account is opened. Your debit card can then be collected at a local branch.
If you would like to make a complaint about your Direct ISA account, contact Customer Relations, The Abbey Charitable Trust 201 Grafton Gate East , Milton Keynes , MK9 1A.
However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
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