Alto prepaid card

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Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Top Up Fees
£6.00
Free
Free
£1.00 - £1.50
£0.50

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ALTO PAYG Card - MasterCard

Top Up options that are charged
 
Free Top Up Charges Charges Timescales
Post Office   £0.50 48 hours
Paypoint £0.50 Instantly
Instore £0.50 1 - 3 business days
Debit Card £0.50 Instantly
Bacs £0.50 1  -3 business days

SET UP A PAYMENT:

Your Alto eAccount number is unique to you, to locate your personal account number for deposits, please do the following:

  • Login to your Alto eAccount
  • Select Load from the left hand menu
  • From Payment Methods select Bank Transfer and use the details shown. 

Card Load Limits

Maximum Card Limit: £3000.00
Maximum Load Amount: £3000.00
Minimum Load Amount: £10.00
Maximum ATM Withdrawl: £250.00

 

Alto Pay As You Go MasterCard Prepaid Card

Usage charges for your card are charges that you need to pay when you use your prepaid card in when making purchases or taking out money at ATM's or banks....

Card Issue Fee: £6.00
Additional Cards: £6.00
Annual Fee: Free
Transaction Fees UK: Free
Foreign Exchange Fees: 2.75%
Monthly Service Fee: Free
ATM Charge UK: £1.00 per ATM cash withdrawal in the UK
ATM Charge Abroad: £1.50 per cash withdrawal using abroad
Cancellation / Redemption: £5.00
Replacement Card Fees: £6.00

Balance Enquiry

By SMS / Text Message: £0.12
By Phone: £0.15 per minute
Via the Internet: Free

ALTO provide two cards;

Corporate Card

For employees or volunteers of organisations with a Unity Trust bank account. This card can be ideal for any expenditure employees may have in the course of business.

Consumer Card

For customers/members of organisations, such as credit unions. This card can be used to disburse loan funds, benefits or any other type of funding. It provides members with financial inclusion through access to shopping both in stores and on-line

TYPE OF CARD: PREPAID MASTERCARD
MINIMUM AGE REQUIREMENT: 18 YEARS
ADDITIONAL CARDHOLDERS: YES, 13 YEARS OR OLDER
PRE APPROVED TRANSACTIONS: RESTRICTED
CARD EXPIRY: 2 YEARS
OTHER CURRENCIES AVAILABLE: NONE
PRICE PLANS AVAILABLE: PAYG  

Main Features and Benefits

  • No bank Account
  • No Credit Checks
  • Online Banking

You have chosen to apply for a Alto prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age
You are a permanent resident/citizen of the UK
Card is FREE when you preload £10 to get your card

Please note that until payment is made your Alto account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card or SMS. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash by bank transfer when you apply. Send an amount in sterling to their account with your card reference, they will contact you when it is received and advise of the Euro equivalent and when the amount is loaded to your card.

These points are simply a guide to the minimum acceptance criteria for the Alto. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by Alto after they have taken your details, confirmed your ID and received payment.

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