Optimum is a payment card which you can control your money by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card. Your Optimum prepaid card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard cards are accepted worldwide

Optimum has no direct link to your bank account and is not a debit card or credit card as there is no credit facility. Your Optimum Prepaid MasterCard is a monthly subscription fee and is free to make as many transactions as you like and it's free to top up your prepaid card.

Suffering from not getting a credit card or don't want to be charged a high APR, consider a Optimum prepaid card where you can choose a tariff to suit you and switch between tariffs every four months if you know you are going to use your card for a while.

Your Optimum prepaid card is free to top up and you have a full internet banking account.

Optimum Active Offers Guaranteed Acceptance

• No credit checks
• No bank account required
• Bad credit history and bankrupt cases accepted
• Avoid expensive overdraft fees - Get an Optimum Prepaid Card and stay in control