Cashplus has no direct link to your bank account and is not a debit card or credit card as there is no credit facility. Your Gold Prepaid MasterCard is a monthly subscription fee and is free to make as many transactions as you like and it's free to top up your prepaid card.

If you've been refused credit or find that you're only offered credit cards with a high APR, you may be suffering from a low credit rating.

The more loans you've successfully repaid, the better your credit rating is likely to be. Creditbuilder is a low-risk, low-cost way of adding a loan repayment to your credit history to raise your credit score. This should improve your chances of being approved for credit in the future.

With Cashplus credit builder you can increase improve your credit score and is free with the Cashplus Active Prepaid Card account.

Cashplus Offers Guaranteed Acceptance

• No credit checks
• No bank account required
• Bad credit history and bankrupt cases accepted
• Avoid expensive overdraft fees - Get a Cashplus Prepaid Card and stay in control