Ready Debit Prepaid Card

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Card Name
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Ready Debit card |
| Card Type |
Prepaid Visa |
| Card Issuer |
MetaBank |
| Exclusive Features |
FREE online check writing |
Eligibility
| Minimum Age |
Minimum age requirement is 18 years of age. Parental consent is required for any child under 18 |
Status
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You must have a residential US address and have a legal right to reside within the US - (except Vermont) Online verification of addresss and social security number required |
Type of card - Prepaid Visa Card
The Ready Debit Card is a prepaid Visa debit card. You can use the card to make purchases worldwide, wherever Visa debit cards are accepted, and to withdraw cash at over 855,000 ATMs. This is not a credit card. You can only use the card to spend the amount of money you load onto the card.
Ready Debit Visa Card Fees
| |
Basic |
Select |
| Card
issuance
Fee |
$9.95 |
$9.95 |
| Monthly Service Charge |
$4.95 |
$8.95 |
| Card replacement Fee |
$10 .00 |
$10.00 |
| Card Cancellation Fee |
$15.00 |
$15.00 |
| Foreign Currency Exchange Rate |
2% |
2% |
Top up credit card / Reload Fees
| Direct deposit |
Free |
Free |
| Loading cash & deposits via bank ACH transfer |
Free |
Free |
Transaction Fees
| Signature transactions |
Free |
Free |
| PIN transactions |
$0.95 |
Free |
| Overdraft |
Free |
Free |
| U.S. ATM withdrawal |
$2.25 |
$2.25 |
| International ATM withdrawal |
$5.00 |
$5.00 |
| Online bill pay |
Free |
Free |
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A Better Deal for Your Money — Ready Financial are committed to giving customers a better deal on their banking products. Big banks take billions of dollars every year from their customers in checking account overdraft and other fees. They have designed the READYdebit® Card to help you eliminate those fees.
When you sign up for direct deposit with READY debit Select you get FREE Online Bill Pay , FREE online check writing, access to over 1 million ATMs and no overdraft fees! And you won't have to worry about additional fees for making purchases and checking your balance that so many prepaid debit cards have
100% Approval Guaranteed — Even if you've been turned away or rejected by banks you can still get a READYdebit card. There are no credit or chexsystems checks to worry about. Ready Debit's only requirement is that they can validate the information you provide to them when you open your account, this is done instantly online while your application is being completed to make the sign-up process fast and easy!
Card limit is $10,000.00 and currently the card is only available in USD ($)
Issued By:
The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "100% approval" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation. Federal law requires us to have a physical address for every customer who opens a READYdebit ™ account. A P.O. Box is not acceptable. Please enter your street address.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid debitcard or credit Card agreement fully and carefully before making any agreement. |