|
Card Name
|
Optimum Card |
| Card Type |
MasterCard |
| Card Issuer |
Clydesdale Bank PLC |
| Exclusive Features |
Choose either a pay as you go plan or monthly plan |
Eligibility
| Minimum Age |
18 years or over |
Status
|
You must have a residential UK address and have a legal right to reside within the UK -Processing fee for upgrade (to unrestricted card)
|
Type of card - Prepaid MasterCard
The Optimum Card is a Pre paid MasterCard card - It can be used at over 25 million locations worldwide also with over 1 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
Optimum Card Fees
Card Application Fee |
£9.95 |
Monthly Service Charge |
FREE |
Card replacement Fee |
£5.00 |
Card Cancellation Fee |
£5.00 + 2.5% |
Card Activation Fee |
FREE |
Currency conversion
|
1% surcharge
|
Optimum Top up card / Reload Fees
Paypoint |
3% |
PayZone |
|
Post Office |
Free |
| By Credit card |
3% |
| By Debit card |
FREE |
High Street Banks |
FREE |
Bank Transfer |
Free bank transfer |
Standing Order |
Free BACS online |
Foreign Bank Transfer (outside the UK and Channel Islands) |
|
By Post |
|
Salary and wage payments
|
Free
|
Optimum Transaction Fees
UK Transaction Fee (POS) |
2.95% |
Foreign Transaction Fee |
FREE |
ATM withdrawal fee UK |
£1.50 - 2% surcharge over £50 |
ATM withdrawal fee International |
1% surcharge |
Online gambling and betting transactions |
3% |
|
|
Optimum Free usage charges -
OPTIMUM allows you to transfer money - FREE . This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday. You can even get an extra card for family and friends, so you can quickly and safely share your money.
Optimum Benefits -
• Cards available in Sterling ( £ )
•Minimum load amount £10. - Maximum cash or credit/debit card load amount £500. - Maximum wage/bank transfer amount £5,000.
Maximum card balance at any one time £5,000
• Excellent currency exchange rates
Issued By:
The Optimum Prepaid MasterCard is issued on behalf of PrePay Technologies Ltd by Clydesdale Bank PLC pursuant to license by MasterCard® International Incorporated
MasterCard® is a registered trademark of MasterCard® International Incorporated. 360money is a registered trademark of PrePay Technologies Ltd. PrePay Technologies Ltd is authorized and regulated by the Financial Services Authority.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement
