You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required
Type of card - Prepaid MasterCard
The gapyear card is a Prepaid MasterCard card - It can be used at over 25 million locations worldwide also with over 1 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
Gapyear Card Fees
Card Application Fee
£9.95
Monthly Service Charge
£4.95
Card replacement Fee
£9.95
Card Cancellation Fee
£10.00
Card Activation Fee
Free
Currency conversion
2.75%
Top up credit card / Reload Fees
E pay
£2.00
PayZone
Post Office
Free
By Credit card
£0.85 to 3%
By Debit card
Free
High Street Banks
free
Bank Transfer
free
Standing Order
free
Foreign Bank Transfer (outside the UK and Channel Islands)
By Post
Salary and wage payments
free
Prepaid Transaction Fees
UK Transaction Fee (POS)
FREE
Foreign Transaction Fee
2.75%
ATM withdrawal fee UK
£1.50
ATM withdrawal fee International
£1.50
Cash Advance UK
£3.00
Cash Advance International
2.75%
Card to Card transfer
Free usage charges -
Top up your card for FREE at the Post Office, standing order and wage payments-
Use your Gapyear card to do retail purchases in the UK for FREE -
All for £4.99 a month
Benefits -
Gapyear Prepaid MasterCard currently offer additional benefits when you use your card -
As a privileged cardholder you will be given access to an exclusive discount network – allowing you to save money as you buy Oz Experience passes, trips to Ayers Rock, hostel nights, tours around Ireland, European tours, visits to Oktoberfest, the Running of the Bulls, La Tomatina (the world's biggest tomato fight) and so much more.
Card limit is £5,000 and currently the card is only available in GBP (£)
Issued By:
The Gap Year MasterCard is issued by Broadcastle Bank Ltd (BBL) pursuant to license by MasterCard International Incorporated. BBL is authorised and regulated by the Financial Services Authority. Registered in England no. 0542018.
Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd. Please note: all deals and discounts are arranged for you by The Gap Year Company Ltd. MasterCard®, Broadcastle Bank Ltd (the card issuer) and Advanced Payment Solutions Ltd (the card servicer) are not responsible for any of these deals and discounts.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
Gapyear prepaid credit card is a payment card which you can load with money – by easy automatic top up from a bank account, wage transfers, with cash or a credit card or debit card. Your Gapyear MasterCard card looks just like a credit or debit card, with a card number and can be used wherever Maestro or MasterCard® cards are accepted worldwide.
A Gapyear prepaid card is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account. This means that with Gapyear card you can't go overdrawn or borrow money – you can only spend the money you have loaded onto it, so you stay in complete control of your money.
A Gapyear card allows you to transfer money - This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday or travel aboard. You can even get an extra card for family and friends, so you can quickly and safely share your money. Extreme is a over 18's card.
EXPLORE FREE PREPAID CARDS
You spend on it just like a credit card and can use it wherever MasterCard acceptance sign Virgin Money prepaid card. Introducing the new Virgin pay as you go prepaid MasterCard, Difference is, you load it up with cash before you shop, rather than paying for it after. That means no worrying about bills or interest, and no getting carried away.
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