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Back to: Prepaid Credit Card Forum - Back to: Prepaid Cards most asked questions - You are here: Who can get one?
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Anyone can get a prepaid card. No matter even if you have a Good or bad credit history, your credit history is not taken in to account. The reason why is there are No Credit Checks as a prepaid card is Risk-free for the companies that supply them as they are not issuing credit. In addition you cannot rack up debts with a prepaid card. You can spend only what you have already loaded on to it. The card will stop working when the cash runs out.
With most prepaid cards you need to (in the UK) have a government form of ID (Passport or Driving License etc) and also a UK address. From time to time the checks that are done (not credit checks) cannot verify identities and addresses of which clients will then need to send in a copy of their ID and some sort of Utility bill - this is a requirement that needs to be followed strictly and once the company receives these documents, can issue your card.
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