When you are traveling or you just need a place to put cash and do not wish to your, you might look into Pre paid debit cards. These are very similar to those that a bank gives to checking account holders and will have the MasterCard of Visa logo on it. The difference of course is that the prepaid debit card is not linked to your checking account or any other account like your bank debit card is.
Pre paid debit cards are also great to use if you plan to take a vacation. Obviously, you do not want to bring cash and perhaps you do not want the trip tied in anyway to your bank account. The debit card can be used as credit anywhere Visa or MasterCard is accepted, which is just about every these days since we live in a ‘plastic’ society where carrying cash is just not something that most people do.
Another aspect about Pre paid debit cards that is important to realize is they do not require you to qualify for them like a regular credit card would. Therefore, getting a debit card that is prepaid is simple to do without any qualification but you need to make sure you understand all the fees associated with it. Some charge a small monthly fee to use it and nothing more but other charge per transaction after a specific number of free transactions, so be careful about these fees. Knowing these beforehand will ensure that you keep more of your money using the debit card.
Various Types Of Debit Currency Cards
Due to high demand of the travel currency cards among travelers, large variety of cards are available with various features and at affordable rates. Some of the cards are:
Pre Paid Debit Cards
It is important to realize that Pre paid debit cards may or may not have the ability to be refilled via a direct deposit. Some give you this opportunity which is very convenient if you plan to use the card on a regular basis. Other cards do not have this option but you can reload the card via phone or at several local stores that handle this. Online refill is also an option with some of the prepaid debit cards. This makes it very easy to use the card for as long as you wish.
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