Think Visa Credit Card CO OP Think Credit card – Benefits & Rewards
The new think credit card from The Co-operative Bank offers a range of financial and ethical benefits that make a tiny difference to the world every time you use it. It’s the perfect credit card for people who think about the bigger picture – but also want a good deal from their credit card.
Think credit card
Rewards you for making greener and more ethical choices in your day-to-day life.
|Minimum Age||21 years or over|
|Minimum Income||Have a regular income of more than £15,000 pa|
|Status||You must have a residential UK address for 3 months or more and have a legal right to reside within the UK – Proof of ID required – Credit check done -|
Type of card – Visa Credit Card
The Think card is a Visa card – Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.
Think Credit Card Fees
|Card Application Fee||FREE Card|
|Card annual fee||FREE|
|Card Limit||Minimum credit limit of £500, maximum credit limit subject to status|
|Interest Free Period||59 days|
|Minimum payment||2% of outstanding balance or £5 (whichever is greater)|
|Late Payment charges||Late payment (payment received after the due date) £12
• Exceeding credit limit £12
• Uncleared payment direct debit £12
|Introductory offers – APR||
n / a
|Balance Transfer details|
|Charges||• Cash withdrawals (inc. travellers cheques, foreign currency and
2.5% of value, min. of £3
• gambling transactions)
• Overseas transactions 2.75% of transactions
• Duplicate statement £5
• Copy sales purchase voucher £5
|Allocation of payments||If you only make a part payment to your account we apply that payment in the following order; interest,charges,cash
payment advances,standard rate purchases (this includes any payment protection insurance) and promotional rates (including
purchases from our ethical partners and balance transfers). If you have more than one transaction in any ,category your
payment will reduce the balance in order from the oldest to the most recent.
Additional Benefits –
The Co-operative Bank p.l.c.
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