MBNA American Express Credit Card

Published on 21 July 2012 by Raffick Marday

American Express Rewards Cards Reviews

Credit Card Name
American Express Credit Card
Credit Card Issuer MBNA
Type of Credit Card Visa Credit Card

Apply online today. There is no paperwork to follow and MBNA American Express Card will give you an answer right away. Whether you are shopping, travelling or going out for the evening, the MBNA Rewards American Express Credit Card brings something extra to the experience.

MBNA American Express Card can take care of your MBNA credit card repayments if you’re off work due to accident, sickness, involuntary unemployment or become a carer. For 79p per £100 of your statement balance, MBNA American Express could safeguard your repayments against life’s unpredictable events. Plus life cover, up to £30,000 is included.

Who can apply for this credit card?

Anyone who is UK resident aged 18 or over with a UK bank or building society account.

  • Your bank sort code and account number
  • Employment and salary details
  • Your address history for the last 3 years
  • Details of current borrowings loans, credit cards & overdrafts.

The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.

What benefits do I get with my American Express Credit Cards?

  • Earn 1 MBNA Rewards point for every £1 you spend on your card
  • Redeem your MBNA Rewards points for a select range of rewards.
  • 2000 bonus MBNA Rewards points on your first card purchase within 90 days of your account opening
  • Priviliges and bonus MBNA Rewards points through our MBNA Rewards Plus partners
  • Exclusive offers and discounts on offer through American Express Selects SM
  • Personalised VIP travel service through MBNA Travel Plus.

What are the default charges?

Charges are £12 for going over your credit limit, paying late, or payments that bounce.

What is the minimum payment that I will need to make each month?

If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £ 25 , it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25 .

What is my credit limit?

They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know.

Where do I make a complaint?

If you would like to make a complaint about your MBNA American Express credit cards provider, you can call them on 0800 062 062 – 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

Credit card provided by

MBNA American Express Credit Cards is issued by MBNA Europe Bank Limited. Please be sure to read the agreement fully and carefully before making any agreement.

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