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Long Term Balance Transfer Credit Cards
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Home Credit Cards Compare Long Term Balance Transfer Credit Cards UK

Listed below are balance transfer credit cards available under your search. Just click on the more information button to get further details about the long term transfer credit cards.

 

Cash Back Lender
Typical Apr Rate
New Purchases
Balance transfer Intro
Type of Credit Card
More Info & Apply
Rate
Duration
Virgin Money Credit Card
virgin
16.6%
0% for 3 months
0%
16 months
american express
info
 
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Balance Transfers - 0% Introductory Rates

Some of the most popular credit cards people apply for are credit cards that offer long term introductory rates on balance transfers. By taking a card which offers this feature, you can transfer an existing balance off another credit card you have, and benefit from either a low rate or a 0% rate for a set introductory period. There are permanently low balance transfer rate cards which will soon be available, the permanently low cards applies until you have cleared the balance.

Although fewer cards are offering this kind of deal recently, as they cost the credit card companies huge amounts of money to operate, there are still some good deals to be had. Note that almost all cards now charge a balance transfer 'handling' fee

 

Do you have credit card balances outstanding?

If you have large credit card balance outstanding and you do not have the capacity to pay it back anytime soon then consider getting a new credit card with a long term balance card this way when you transfer the balance you will not be paying the high interest rate on your existing card plus with the money you are saving use this to keep up the payments and help reduce your balance. Once the intro period has ended then do the same process again and again until you clear it in total.

The only other thing to consider is the balance transfer fee which ranges from 2.5% to 3% work out how much this is going to cost you before you consider getting one.

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