Egg Credit Card

Published on 21 July 2012 by Raffick Marday

Egg Visa credit card

Apply The Egg Card is one of the most popular credit cards in the UK , Apply online now with Secure online application Get a Response in 1 Minute.

Card Name
Egg credit card
Card Type
Visa
Card Issuer
Egg Banking PLC
Exclusive Features
Exclusive hospitality areas and concierge service at selected venues*

Eligibility

Minimum Age 18 years or over
Minimum Income None
Status Egg do a paperless application process. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

Type of card – Visa Credit card

The Egg card is a Visa card – Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.

Egg Card Fees

Card Application Fee FREE
Card annual fee FREE
Card Limit Minimum credit limit £500, maximum credit limit subject to status
Interest Free Period 45 days
Minimum payment Any payment protection insurance premium plus £5 or 2.5%, whichever is higher, of your remaining statement balance, or if less than £5, your statement balance.
Late Payment charges £12 Late payment fee, Over credit limit: and Returned payments
Introductory offers – APR
Intro Rate
Intro Period
Annual Rate
Purchases
0%
1 April 200
16.9% APR variable
Balance Transfer
0%
1 March 2010
16.9% APR variable
Cash
n/a
n / a
24.9% APR variable
Balance Transfer details
Fee percentage
3%
Minimum fee
£3.00
maximum fee
3% handling fee

Charges –

Charges Cash withdrawals – 3% with a minimum of £3.00.
Special Promotion balance transfers – we will inform you of the handling fee when we tell you about the Special Promotion.
Introductory rate balance transfers – 3% handling fee.
Anniversary balance transfers – 2.5% handling fee.
Paper copies of statements – £2.00.
Overseas transactions – 2.75% (including purchase of foreign currency and travellers’ cheques).
Allocation of payments The minimum payment will be allocated to interest due, any card repayment protection premium, and charges (in that order) and then between the Revolving Balance and any Transferred Balances (where applicable).

Any amounts over the minimum payment will be applied in the following order:

  • Transferred Balances on which interest is charged at a promotional rate (in the order they were put on the Account); and
  • the Revolving Balance in the following order:

(i) Charges;

(ii) Transferred Balances that are not charged at any introductory or promotional rates (including any Transferred Balances on which any introductory or promotional rate is no longer charged) and Purchases;

(iii) Cash Advances.

– Please see Conditions 2 and 5 of the Egg Card Agreement for full information

Additional Benefits –

  • Free travel accident insurance
  • Free purchase in transit protection
  • Interest-free grace period*
  • Savings on Egg Insurance
  • Great deals and discounts at selected retailers

Issued By:

Egg Banking plc is authorized and regulated by the Financial Services Authority.

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