RBS Platinum credit card

Representative APR Rate
Balance Transfer Rate
Balance Transfer Duration
Purchase Intro Rate
Purchase Intro Duration
22 months
6 months

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RBS Platinum Credit Card - General Information

The RBS Platinum credit card is ideal as a balance transfer credit card as you can stop paying interest on your balances for the next 18 months (2.8% fee, min £5) – and save on everyday spending too.

If you would like a RBS credit card account then you can apply for an exclusive RBS Platinum Credit Card online today and take advantage of the low rates on balance transfers.

  • Available Exclusively to customers with a RBS current Account
  • Offer only available online
  • 0% on purchases for 6 months
  • 0% on balance transfers for 18 months (2.8% fee, min £5)
  • Typical 16.6% APR (Variable)

RBS Platinum Credit Card - Fees and Charges

Type of Credit Card: VISA

Card Useage Charges
Representative APR (variable) 17.9%
Cash Advances 27.95%
Balance Transfers 17.9%
Cheque Transactions 17.9%
Money Transfers 17.9%
Minimum Requirements and Charges
Minimum Age 18 yrs
Minimum Income Level 10k
Interest Free Period 56 days
Default Charges £12.00
Annual Fee FREE


Representative Example:

  • Purchase annual interest rate 17.9% (variable)
  • Representative 17.9% APR (variable)

Representative Example: If you spend £1,200 at an annual interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).

RBS Platinum Credit Card - Apply Online

You have chosen to apply for a RBS Platinum credit card, please ensure you meet the points below as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's

2. Proceed With Your Application

The above points are simply a guide to the minimum acceptance criteria for a RBS Platinum credit card. RBS will carry out a credit reference or other enquires in accordance with their lending procedures.

Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by RBS after they have taken your details, confirmed your ID and completed a credit check.

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