granite credit card

Representative APR Rate
Balance Transfer Rate
Balance Transfer Duration
Purchase Intro Rate
Purchase Intro Duration


Granite Credit Card - General Information

With a Granite credit card you get all the standard benefits of a credit card and more such as you can transfer your new purchases of £500 to £2,000 in value to a special fixed rate Payment Plan of 6.8% p.a by just calling customer service.

The Granite Credit Card comes with free purchase protection and 0% on new balance transfers for 5 months again and again.

  • No annual fee
  • Up to 3 additional card holders free
  • Free purchase protection
  • 0% on balance transfers for 12 months

Granite Credit Card - Fees and Charges

Type of Credit Card: VISA

Card Useage Charges
Representative APR (variable) 34.9%
Cash Advances 34.9%
Balance Transfers N / A
Cheque Transactions N/A
Money Transfers N/A
Minimum Requirements and Charges
Minimum Age 18 yrs
Minimum Income Level £8000.00
Interest Free Period 56 days
Default Charges £12.00
Annual Fee FREE


Representative Example:

  • Purchase annual interest rate 34.94% (variable)
  • Amount of credit £150 to £1000
  • Representative 34.9% APR (variable)

Granite Credit Card - Apply Online

You have chosen to apply for a Granite credit card, please ensure you meet the points below as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's

2. Proceed With Your Application

The above points are simply a guide to the minimum acceptance criteria for a Granite credit card. Granite will carry out a credit reference or other enquires in accordance with their lending procedures.

Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by Granite after they have taken your details, confirmed your ID and completed a credit check.

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