If you are looking to open a credit card account here are the basics you need
Who can apply for a credit card?
Any one who is a UK resident aged 18 or over with a UK bank or building society.
What information do i need to open a credit card account?
The amount issued by a credit card company will be determined when you apply for the card. It will be individual to you and depend on your salary and credit history.
What is a representative example?
All companies which compare or show credit cards on their site now have to provide you with further information such as giving you a representative example of what you may be paying for that credit card. See an example of a representative example below
What is the credit card summary box?
All credit cards need to display a summary box. A Summary Box gives you clear infomation about the key features of a credit card and does not replace any terms and conditions.
Credit Card application forms are now straightforward
Some credit cards companies offer discounted rates or discounts of exclusive deals they have obtained from their partners for example Barclaycard offer at least 7% discount off the latest prices from over 150 tour and cruise operators. This special offer is available through Barclaycard’s travel service operated by Thomas Cook and can be yours once you complete a barclaycard credit card application and once you are accepted you can then purchase.
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