Introducing the Virgin MasterCard credit card. Virgin Credit Cards - transfer your balance to a Virgin Credit Card and get a great rate plus loads of Virgin discounts, free travel insurance and free fraud protection on purchases, voted best credit card reward program
Virgin Credit Card Fees
Introductory offers - APR
Intro Rate
Intro Period
Annual Rate
Purchases
0%
3 months
15.90%
Balance Transfer
0%
15 months
15.90%
Cash
n/a
n / a
24.90%
Balance Transfer details
Fee percentage
2.98%
Minimum fee
£3.00
maximum fee
2.98% handling fee
Rewards - Features and Benefits
Cash Back
Earn Reward Points
Free payment protection
Protection against Fraud
Free price protection
Free warranty cover
Travel insurance protection
Earn Airmiles
Contributions to Charity
Online Access
Virgin credit card charges
If the balance shown on your statement is less than £25, it will be the total amount of the statement balance; or if the balance shown on your statement is £25 or more, it will be whichever is the greater of £25; or the total of any Payment Protection Cover charges, interest and default charges plus £5.
Virgin Allocation of payments
1. Payments will reduce balances at lower rates of interest before balances at higher rates of interest.
2) Where there are two promotional rates which are the same, payments to reduce the balance with the longer promotional period first.
Virgin Benefits -
0% on balance transfers for the first 6 months
earn 1 airmiles for every £1.00 spent using your card
There are two types of card available: the White Card and the Black Card
Premium Economy reward upgrades
Virgin Credit card provided by
Virgin MasterCard is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All products listed either on our reviews or comparison charts including APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid card, debit card or credit card provider has not increased or decreased one or more of the APRs or fees / charges associated with a particular product or changed its features, obligations, benefits or terms and conditions.
Credit Card Deals
Please be sure to read the agreement fully and carefully before making any agreement.
