Virgin Credit Card - Benefits & Rewards
Introducing the Virgin MasterCard credit card. Virgin Credit Cards - transfer your balance to a Virgin Credit Card and get a great rate plus loads of Virgin discounts, free travel insurance and free fraud protection on purchases, voted best credit card reward program
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Card Name
|
Virgin credit card |
| Card Type |
MasterCard |
| Card Issuer |
MBNA |
| Exclusive Features |
Get access to Virgin discounts |
Eligibility
| Minimum Age |
Anyone who is a UK resident aged 18 or over |
| Minimum Income |
None but must have a bank or building society account? |
Status
|
You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - MasterCard
The Virgin Card is a MasterCard card - It can be used at over 25 million locations worldwide also with over 1 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
Virgin Credit Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
NONE |
| Interest Free Period |
50 days |
| Minimum payment |
£25.00 or 3.00%, which ever is the greatest of the outstanding balance. |
Late Payment charges
|
£12 for going over your credit limit, paying late, or payments that bounce.
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
3 months |
15.90% |
| Balance Transfer |
0% |
15 months |
15.90% |
| Cash |
n/a |
n / a |
24.90% |
Balance Transfer details |
|
| Fee percentage |
2.98% |
| Minimum fee |
£3.00 |
| maximum fee |
2.98% handling fee |
Rewards - Features and Benefits
Charges -
| Charges |
Cash withdrawal fee subject to a handling fee of 3.00% subject to a minimum of £3.00. 2.98% handling fee (min. £3) for credit card cheques and balance transfers.
3% handling fee (min. £3) for cash transactions(including money transfers).
2.75% commission on foreign currency transactions. |
| Allocation of payments |
1. Payments will reduce balances at lower rates of interest before balances at higher rates of interest.
2) Where there are two promotional rates which are the same, payments to reduce the balance with the longer promotional period first. |
Additional Benefits -
-
FREE Travel Accident Insurance up to £100,000
Free Credit Card Travel Covers - Travel Accident, Travel Inconvenience and Lost Luggage Insurance Cover and Up to 50 days interest free on card purchases** . * Terms and conditions apply to all insurances. Full details will be sent once your account is opened.
- 10% off at Virgin Media
- 10% off at Virgin Megastores
- 10% off at Virgin Wines
- 20% off at Virgin Experience Days
- One month off at Virgin Active
- 10% off at Virgin Holidays
- 10% off at Virgin Trains
- 10% off at Virgin Money Car, Home, Pet and Annual Travel Insurance
 |
|
Issued By:
The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All pre paid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit cards agreement fully and carefully before making any agreement. |
