Virgin Atlantic Credit Card - Benefits & Rewards
Introducing the Virgin Atlantic American Express credit card from Virgin Credit Cards -you can earn flying club airmiles everytime you use your credit card also get 3000 flying club miles with your first purchase
|
Card Name
|
Virgin Atlantic credit card |
| Card Type |
American Express |
| Card Issuer |
MBNA |
| Exclusive Features |
Earn 3000 flying club miles on your first purchase |
Eligibility
| Minimum Age |
Anyone who is a UK resident aged 18 or over |
| Minimum Income |
You need to be a UK resident with a bank or building society account |
Status
|
You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - American Express
The Virgin Atlanic Card is a American Express card it is accepted worldwide whereever you see the American Express acceptance sign.
Virgin Atlantic Credit Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
NONE |
| Interest Free Period |
46 days |
| Minimum payment |
£25.00 or 2.00%, which ever is the greatest of the outstanding balance. |
Late Payment charges
|
£12 for going overlimit, making late payments and for returned payments. |
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
n / a |
n / a |
17.90% |
| Balance Transfer |
0% |
6 months |
17.90% |
| Cash |
n/a |
n / a |
20.90% |
Balance Transfer details |
|
| Fee percentage |
2% |
| Minimum fee |
£3.00 |
| maximum fee |
2% handling fee |
Rewards - Features and Benefits
Charges -
| Charges |
If the balance shown on your statement is less than £25, it will be the total amount of the statement balance; or if the balance shown on your statement is £25 or more, it will be whichever is the greater of £25; or the total of any Payment Protection Cover charges, interest and default charges plus £5. |
| Allocation of payments |
We will use your payments to reduce balances at lower rates of interest before balances at higher rates of interest. If you have balances attracting the same promotional rate, we will allocate your repayments to the balance at the promotional rate which ends first. |
Additional Benefits -
- 0% on balance transfers for the first 6 months
- earn 1 airmiles for every £1.00 spent using your card
- There are two types of card available: the White Card and the Black Card
- Premium Economy reward upgrades
Issued By:
The Virgin Atlantic Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement. |
