Vanquis Visa credit card
|
Card Name
|
Vanquis |
| Card Type |
Visa Card |
| Card Issuer |
Vanquis |
| Exclusive Features |
For people with a Bad credit History |
Eligibility
| Minimum Age |
You must be over 18 |
| Minimum Income |
Have a regular income of £5000 + |
Status
|
A UK resident and have a landline phone number. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
|
Type of card - Visa card
The Vanquis credit card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.
Vanquis Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
Initial credit limits range from £250 to £1,000 |
| Interest Free Period |
56 days |
| Minimum payment |
£5.00 or 5.00%, which ever is the greatest of the outstanding balance |
Late Payment charges
|
£12 Late payment fee, Over credit limit: and Returned payments
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
N / A |
N / A |
39.9% |
| Balance Transfer |
N / A |
N / A |
0% |
| Cash |
N / A |
N / A |
46.19% |
Balance Transfer details |
|
| Fee percentage |
None |
| Minimum fee |
None |
| maximum fee |
None |
Rewards - Features and Benefits
Charges -
| Charges |
- Cash/Cheque advance fee of 2.5% or £2.50, whichever is the greater. Foreign transaction fee of 2.75% of the amount of any non-sterling transaction made abroad.
|
| Allocation of payments |
Payments you make will be applied in the following order:
Interest, Fees, Default charges;
Balance transfers and Promotional rates;
Purchase transactions;
Cash/Cheque transactions. |
Additional Benefits -
If you have had a credit card application declined in the past for any of the following reasons: because you're new to credit, have a history of bad credit, a bad credit rating (including CCJ's), you're on a low income, work part time or are self employed?
Vanquis Visa Card comes with these great benefits:
- No annual fee
- A credit limit assigned at a fixed amount to help you stay in control
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we'll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your Card
- Visa is widely accepted in the UK and abroad
- Convenient for paying online and over the phone
- Friendly UK call centres
Issued By:
Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge Road, Bradford, BD1 2LQ. Registered number 2558509 England. Consumer Credit licence number 532364. VAT number 180555952. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.
© Vanquis Bank Limited 2008
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
