Self Employed Business credit card

	Card Name	Self Employed Business Card
	Card Type	Visa Card
	Card Issuer	MBNA Bank
	Exclusive Features	FREE Purchase Protection Insurance* and Employee Misuse Insurance*

Eligibility

Minimum Age	Anyone who is a UK resident aged 18 or over who has owned or run their business for over two years.
Minimum Income	None stated
Status	You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -

Type of card - Visa Card

The MBNA Self Employed card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.

MBNA Card Fees

Credit Card Application Fee	FREE
Credit Card annual fee	FREE
Credit Card Limit	credit limit subject to status
Interest Free Period	57 days
Minimum payment	Each month you need only pay: 2.5% of the outstanding balance (minimum £ 5.00 ); or interest charged on the statement, and fees, plus £ 5.00 or the balance on the statement if less than £ 5.00 : whichever is the least.
Late Payment charges	£ 12 each time your payment has not reached your account in cleared funds by the date your payment is due. - £ 12 each time a cheque, direct debit, an MBNA credit-card cheque or other item for payment is unpaid. - £ 12 each time the account balance goes over your credit limit (after taking into account any items not yet shown on any statement).

 

Introductory offers - APR	Intro Rate	Intro Period	Annual Rate
Purchases	0%	3 Months	15.90%
Balance Transfer	0%	12 months	15.90%
Cash	n/a	n / a	24.90%
Balance Transfer details
Fee percentage	3%
Minimum fee	£3.00
maximum fee	None

Rewards - Features and Benefits

Selected Discounts
Free Employee Misuse Insurance
Free payment protection
Free purchase protection
Free price protection
Free warranty cover
Travel insurance protection available
Earn Airmiles
Contributions to Charity
Online Access

Charges -

Credit Card Charges	We will charge a handling fee for balance transfers , cheque transactions and cash transactions . All handling fees will be 3 % of the amount of each transaction, and will be at least £ 3 . There will be no maximum handling fees . We will charge a yearly membership fee of £ 0 .
Allocation of payments	None stated will be included in your terms and conditions when you receive them

Additional Benefits -

• FREE Purchase Protection Insurance* and Employee Misuse Insurance*
• One account - multiple cards - you decide how many cards you need and what credit limit each person should have
• Benefit from specially negotiated discounts - designed for the needs of your business
• A dedicated MBNA Business Customer Service Team - talk to a real person who knows the day-to-day needs of the business Customer
  

Issued By:
The MBNA Business Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England Number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.

Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.