RBS Platinum credit card
|
Card Name
|
RBS credit card |
| Card Type |
MasterCard |
| Card Issuer |
Royal Bank of Scotland |
| Exclusive Features |
Get access to excellent rates |
Eligibility
| Minimum Age |
25 years or over |
| Minimum Income |
earn more than £25,000 |
Status
|
You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - MasterCard
The RBS Credit Card is a MasterCard card - It can be used at over 25 million locations worldwide also with over 1 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
RBS Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
NONE |
| Interest Free Period |
50 days |
| Minimum payment |
Greater of 2.25% of your balance (rounded down to the nearest pound) or £5 each month. |
Late Payment charges
|
£12 if the account is over the credit limit at any time during the statement period or if you fail to pay on time; administration fee of £10 to process dishonoured cheque or direct debit; administration fee of £12 to return unpaid promotional cheque to prevent you going over your limit
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
6 months |
13.90% |
| Balance Transfer |
0% |
13 months |
13.90% |
| Cash |
n/a |
n / a |
24.90% |
Balance Transfer details |
|
| Fee percentage |
2.9% |
| Minimum fee |
£5.00 |
| maximum fee |
2.9% handling fee |
Rewards - Features and Benefits
Charges -
| Cash Withdrawal |
Cash advances (except gambling transactions) subject to a handling fee of 3% with a minimum of £3.00; Balance transfers subject to a fee of 2.9% (min £5) during the first three months from account opening unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application; Foreign exchange transactions subject to conversion fee of 2.75% (including purchase of foreign currency and travellers' cheques); Copies of statements are subject to a fee of £3 |
| Allocation of payments |
We will apply payments we receive to your account in the following order:
- Interest on special offers
- Other interest, any fee and charges
- Special offers
- Purchases and balance transfers
- Cash advances and money transfers
|
Additional Benefits -
Issued By:
The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. RBS is authorised and regulated by the Financial Services Authority. The Bank is entered in the FSA's Register and its Register number is 121882. The FSA's Register can be accessed at www.fsa.gov.uk/register/ . The Bank's registered VAT number is GB 243852752.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
