Natwest Platinum MasterCard credit card
Introducing the Natwest Platinum credit card. Natwest Credit Cards - Apply and obtain 0% on balance transfers 15 months, 0% on purchases for 3 months. Secure online application
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Card Name
|
Natwest Platinum credit card |
| Card Type |
MasterCard |
| Card Issuer |
National Westminster Bank |
| Exclusive Features |
Get great rates on balance transfers |
Eligibility
| Minimum Age |
25 years or over |
| Minimum Income |
earn at least £25,000 a year to apply |
Status
|
You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - MasterCard Credit Card
The Natwest Credit Card is a MasterCard card - It can be used at over 25 million locations worldwide also with over 1 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
Natwest Platinum Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
Minimum credit limit is £300 and maximum is £20,000. All credit limits (including the maximum available) are subject to status. |
| Interest Free Period |
56 days |
| Minimum payment |
Greater of 2.25% of your balance (rounded down to the nearest pound) or £5 each month. |
Late Payment charges
|
£12 if the account is over the credit limit at any time during a statement period or if you fail to pay on time; administration fee of £10 to process dishonoured cheque or direct debit; administration fee of £12 to return unpaid promotional cheque to prevent you going over your limit.
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Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
9 months |
13.90% |
| Balance Transfer |
0% |
15 months |
13.90% |
| Cash |
n/a |
n / a |
24.90% |
Balance Transfer details |
|
| Fee percentage |
2.90% |
| Minimum fee |
£5.00 |
| maximum fee |
2.90% handling fee |
Rewards - Features and Benefits
Charges -
| Charges |
Cash advances (except gambling transactions) subject to a handling fee of 3% with a minimum of £3.00; Balance transfers subject to a fee of 2.9% (min £5) during the first three months from account opening, unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application; Foreign exchange transactions subject to conversion fee of 2.75% (including purchase of foreign currency and travellers' cheques); Copies of statements are subject to a fee of £3. |
| Allocation of payments |
We will apply payments we receive to your account in this order:
- Interest on special offers
- Other interest, any fee and charges
- Special offers
- Purchases
- Cash Advances and money transfers
For full details, please see Section 2(D)(b) of your Credit Card Agreement. |
Additional Benefits -
- Enjoy the occasional free gift, special wine offers and access to over 1,000 fine wines as a member of the NatWest Wine Club 2
- The NatWest Travel Service offers you savings on holidays with over 150 tour and cruise operators
- Online access, 24 hours a day, 7 days a week through NatWest Online Banking
- Make your Classic -Gold or Platinum Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
- Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
Issued By:
National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 135 Bishopsgate, London EC2M 3UR. Authorised and regulated by the Financial Services Authority. NatWest is entered on the FSA's Register and its Register number is 121878. The FSA's Register can be accessed at www.fsa.gov.uk/register . NatWest's registered VAT number is GB 243852752.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement. |
