Introducing the Natwest Platinum MasterCard credit card which offers a long term 15 months from account opening on your balance transfers with 0% interest. Balance transfers are limited to 95% of your available credit limit so if your new Platinum Credit Card has a limit of £2000, you could switch up to £1900.
Also the Platinum Credit Card gives you a great choice of discounts, including air tickets and hotels for you to book holidays and work trips with.
Who can apply for this credit card?
You can apply for Natwest Platinum Credit Cards if you are an existing NatWest current account customers. You must be over 25, a UK resident and have a landline phone number and have an income over £25,000 to get an instant decision credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do you get with your Credit Card?
With a NatWest credit card
you can pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases.
Enjoy the occasional free gift, special wine offers and access to over 1,000 fine wines as a member of the NatWest Wine Club 2
The NatWest Travel Service offers you savings on holidays with over 150 tour and cruise operators
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Make your Classic -Gold or Platinum Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
What are the default charges?
NatWest card charge £12 for going over your credit limit, paying late and £10 for returned payments.
What is the minimum payment that I will need to make each month?
Minimum payment each month is the greater amount either 2.25% of your balance or £5.
What is my credit limit?
They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know. The minimum credit limit that you can have under this agreement is £300 which is increased subject to status.
Where do I make a complaint?
If you would like to make a complaint about your NatWest credit card, you can call them on -
0800 015 4212
- 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
Credit card provided by
NatWest Platinum Credit Card is part of
The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. RBS is authorised and regulated by the Financial Services Authority. The Bank is entered in the FSA's Register and its Register number is 121882. The Bank's registered VAT number is GB 243852752.
Disclaimer All products listed either on our reviews or comparison charts including APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid card, debit card or credit card provider has not increased or decreased one or more of the APRs or fees / charges associated with a particular product or changed its features, obligations, benefits or terms and conditions.
