Introducing the Natwest Gold MasterCard credit card which offers 0% on balance transfers for 13 months and 0% when you make any purchase for 6 months.
The Gold Natwest Credit Card is a MasterCard card - It can be used at over 28 million locations worldwide also with over 1.5 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.
Who can apply for this credit card?
You can apply for Natwest Gold Credit Cards if you are an existing NatWest current account customers. You must be over 21, a UK resident and have a landline phone number and have an income over £20,000 to get a NatWest credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do you get with your Credit Card?
With a NatWest credit card
you can transfer money from your Gold Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.
The NatWest Wine Club gives you access to over 1,000 different wines and you can enjoy some remarkable savings 2
Great savings and expert travel advice on 1000's of holidays with the NatWest travel club
Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Make your Classic -Gold or Platinum Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free
What are the default charges?
NatWest card charge £12 for going over your credit limit, paying late and £10 for returned payments.
What is the minimum payment that I will need to make each month?
Cash advances (except gambling transactions) subject to a handling fee of 3% with a minimum of £3.00; Balance transfers subject to a fee of 2.9% (min £5) during the first three months from account opening, unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application; Foreign exchange transactions subject to conversion fee of 2.75% (including purchase of foreign currency and travellers' cheques); Copies of statements are subject to a fee of £3.
What is my credit limit?
They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know.
Minimum credit limit is £300 and maximum is £20,000. All credit limits (including the maximum available) are subject to status.
Where do I make a complaint?
If you would like to make a complaint about your NatWest credit card, you can call them on -
0800 015 4212
- 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
Credit card provided by
NatWest Gold Credit Card is part of
The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. RBS is authorised and regulated by the Financial Services Authority. The Bank is entered in the FSA's Register and its Register number is 121882. The Bank's registered VAT number is GB 243852752.
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