compare prepaid
 
SocialTwist Tell-a-Friend
 
About Disclaimer Contact Legal        
rss
Credit Cards Reviews
NatWest Gold Credit Card
spacer

Home Credit Cards NatWest Gold MasterCards

Credit Card Name
NatWest Gold Credit Card
apply
Credit Card Issuer Royal Bank of Scotland
Type of Credit Card MasterCard Credit Card
 
NatWest have several credit cards tariff options on offer, just click on the credit cards that suits you.

NatWest Credit Card Review

Introducing the Natwest Gold MasterCard credit card which offers 0% on balance transfers for 13 months and 0% when you make any purchase for 6 months.

The Gold Natwest Credit Card is a MasterCard card - It can be used at over 28 million locations worldwide also with over 1.5 million ATM in over 210 countries whereever you see the MasterCard - Maestro or Cirrus acceptance sign.

Who can apply for this credit card?

You can apply for Natwest Gold Credit Cards if you are an existing NatWest current account customers. You must be over 21, a UK resident and have a landline phone number and have an income over £20,000 to get a NatWest credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.

What benefits do you get with your Credit Card?

With a NatWest credit card you can transfer money from your Gold Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.

    • The NatWest Wine Club gives you access to over 1,000 different wines and you can enjoy some remarkable savings 2
    • Great savings and expert travel advice on 1000's of holidays with the NatWest travel club
    • Online access, 24 hours a day, 7 days a week through NatWest Online Banking
    • Make your Classic -Gold or Platinum Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
    • Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free

What are the default charges?

NatWest card charge £12 for going over your credit limit, paying late and £10 for returned payments.

What is the minimum payment that I will need to make each month?

Cash advances (except gambling transactions) subject to a handling fee of 3% with a minimum of £3.00; Balance transfers subject to a fee of 2.9% (min £5) during the first three months from account opening, unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application; Foreign exchange transactions subject to conversion fee of 2.75% (including purchase of foreign currency and travellers' cheques); Copies of statements are subject to a fee of £3.

What is my credit limit?

They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know. Minimum credit limit is £300 and maximum is £20,000. All credit limits (including the maximum available) are subject to status.

Where do I make a complaint?

If you would like to make a complaint about your NatWest credit card, you can call them on - 0800 015 4212 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

Credit card provided by

NatWest Gold Credit Card is part of The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. RBS is authorised and regulated by the Financial Services Authority. The Bank is entered in the FSA's Register and its Register number is 121882. The Bank's registered VAT number is GB 243852752.

Disclaimer All products listed either on our reviews or comparison charts including APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid card, debit card or credit card provider has not increased or decreased one or more of the APRs or fees / charges associated with a particular product or changed its features, obligations, benefits or terms and conditions.

Back to Top

back button

natwest gold credit card

Application Fees
Application fee
Free
Annual charge
Free
 
Balance Transfer Intro Rates
Introduction Rate
0%
Introduction Period
13 months
Annual Rate
13.9%
Handling Fee
 
New Purchase Intro Rates
Introduction Rate
0%
Introduction Period
9 months
Annual Rate
13.9%
 
Cash Advances Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
27.95%
Handling Fee
3%
 
Cheque Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
19.95%
Handling Fee
 
Money Transfer Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
19.95%
Handling Fee
2.75%
 
Additional Card Charges
Additional Card
Free
Default charges
£12.00
Interest free period
56 days
 
Features and Benefits
Intro rate on purchases
tick
Intro rate on balance transfers
tick
Intro rate on cheque purchases
cross
Intro rate on money transfers
cross
Offers on Protection
tick
Fraud Prevention
cross
Discounts
tick
Rewards
tick
Airmiles
cross
Travel Insurance
cross
Earn Cashback
cross
Improve your Credit Rating
cross

 

apply

Please be sure to read the agreement fully and carefully before making any agreement.

Compare Credit Cards | Credit Card Reviews | Bad Credit Credit Cards | Reward Credit Cards | Low Balance Transfers | Charity Credit Cards | Money Forum

Business Credit Cards | New Credit Cards | Debit Cards | Credit Card News | Virgin Money | Football Credit Cards | Capital One | Vanquis | Egg | HSBC

RBS Credit Cards | Natwest Credit Cards | Barclaycard | Halifax Credit Card | MBNA Platinum | Barclaycard Platinum Cards | Lloyds Card | Post Office Card

COPYRIGHT © 2010 Compare Money Transfer Ltd.  All Rights Reserved - Money Transfer | Foreign Exchange | Payday Loans | Site Map | Home