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Natwest Credit Cards Reviews
NatWest Classic Credit Card
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Home Credit Cards NatWest Classic MasterCards

Credit Card Name
NatWest Classic Credit Card
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Credit Card Issuer Royal Bank of Scotland
Type of Credit Card MasterCard Credit Card
 
NatWest have several credit cards tariff options on offer, just click on the credit cards that suits you.
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NatWest Classic Credit Card Review

Introducing the Natwest Classic MasterCard credit card which offers the best low rate when you make any purchase for 9 months at a low rate of just 4.9% p.a. giving you the flexibility to manage your money. Also the Classic Credit Card gives you access to £300 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there's a 3% handling fee - a minimum of £3.

Who can apply for this Natwest Classic credit card?

You can apply for Natwest Classic Credit Cards even if you are not a NatWest current account customers. You must be over 18, a UK resident and have a landline phone number and have an income over £10,000 to get a NatWest credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.

What benefits do you get with your Natwest Classic Credit Card?

With a NatWest classic credit card you can transfer money from your Classic Credit Card to any UK bank account. You simply pay your money transfer rate from the date of the transfer, and the minimum transfer is £250.

    • Consolidate your existing debt into one easily manageable sum by transferring balances from your existing cards to your NatWest Credit Card.
    • If you are an Advantage Gold current account you are guaranteed a 1% discount on the standard typical APR for at least 12 months.
    • Get discounts and savings with your credit card.

What are the Natwest default charges?

NatWest card charge £12 for going over your credit limit, paying late and £10 for returned payments.

What is the minimum payment that I will need to make each month?

Minimum payment each month is the greater amount either 2.25% of your balance or £5.

What is my Natwest credit limit?

They will choose the best credit limit for you and tell you what it is. They may vary it at any time and write to let you know. The minimum credit limit that you can have under this agreement is £300 which is increased subject to status.

Where do I make a complaint?

If you would like to make a complaint about your NatWest classic credit card, you can call them on - 0800 015 4212 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

Natwest Classic Credit card provided by

NatWest Classic Credit Card is part of The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. RBS is authorised and regulated by the Financial Services Authority. The Bank is entered in the FSA's Register and its Register number is 121882. The Bank's registered VAT number is GB 243852752.

Disclaimer All products listed either on our reviews or comparison charts including APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid card, debit card or credit card provider has not increased or decreased one or more of the APRs or fees / charges associated with a particular product or changed its features, obligations, benefits or terms and conditions.

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natwest classic credit card

Application Fees
Application fee
Free
Annual charge
Free
 
Balance Transfer Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
19.95%
Handling Fee
 
New Purchase Intro Rates
Introduction Rate
4.9%
Introduction Period
9 months
Annual Rate
19.95%
 
Cash Advances Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
27.95%
Handling Fee
3%
 
Cheque Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
19.95%
Handling Fee
 
Money Transfer Intro Rates
Introduction Rate
N / A
Introduction Period
N / A
Annual Rate
19.95%
Handling Fee
2.75%
 
Additional Charges
Additional Card
Free
Default charges
£12.00
Interest free period
56 days
 
Features and Benefits
Intro rate on purchases
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Intro rate on balance transfers
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Intro rate on cheque purchases
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Intro rate on money transfers
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Offers on Protection
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Fraud Prevention
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Discounts
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Rewards
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Airmiles
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Travel Insurance
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Earn Cashback
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Improve your Credit Rating
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Please be sure to read the agreement fully and carefully before making any agreement.

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