MBNA Visa credit card
|
Card Name
|
MBNA Platinum Plus |
| Card Type |
Visa Card |
| Card Issuer |
MBNA Bank |
| Exclusive Features |
Low balance transfer rates |
Eligibility
| Minimum Age |
Anyone who is a UK resident aged 18 or over |
| Minimum Income |
There is no stated minimum salary required
and have a good credit history |
Status
|
You must have a residential UK address
and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - Visa Card
The MBNA Platinum card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.
MBNA Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
NONE |
| Interest Free Period |
56 days |
| Minimum payment |
If the balance shown on your statement is £ 25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £ 25 , it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £ 25 . |
Late Payment charges
|
£ 12 for going overlimit, making late payments and for returned payments.
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
Sept 2008 |
15.90% |
| Balance Transfer |
0% |
July 2009 |
15.90% |
| Cash |
n/a |
n / a |
27.90% |
Balance Transfer details |
|
| Fee percentage |
2.9% |
| Minimum fee |
£25.00 |
| maximum fee |
2.9% handling fee |
Rewards - Features and Benefits
Charges -
| Charges |
- 2.9 % handling fee (min.£ 3 ) on: credit card cheques and balance transfers.
3 % handling fee (min.£ 3 ) on: cash transactions (including money transfers).
2.75% commission on foreign currency transactions.
|
| Allocation of payments |
They will use your payments to reduce balances at lower rates of interest before balances at higher rates of interest. Where you have two promotional rates which are the same, we will use your payments to reduce the balance with the longer promotional period first. |
Additional Benefits -
- Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
- Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away
Issued By:
MBNA Europe Bank Limited is authorised and regulated by the Financial Services Authority and is entered on the FSA's Register ( www.fsa.gov.uk/register ) with FSA Register Number 204487. MBNA Europe Bank Limited is licensed to provide consumer credit by the Office of Fair Trading in the UK
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
