MBNA Platunum Visa credit card - Benefits & Rewards

Introducing the MBNA Platinum Visa credit card. with a competitive APR and a substantial introductory offer on interest-free balance with Secure online application.

MBNA Visa credit card


Card Name

MBNA Platinum Plus
Card Type
Visa Card
Card Issuer
MBNA Bank
Exclusive Features
Low balance transfer rates

Eligibility

Minimum Age Anyone who is a UK resident aged 18 or over
Minimum Income There is no stated minimum salary required and have a good credit history
Status

You must have a residential UK address and have a legal right to reside within the UK - Proof of ID required - Credit check done -

Type of card - Visa Card

The MBNA Platinum card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.

MBNA Card Fees

Card Application Fee FREE
Card annual fee FREE
Card Limit NONE
Interest Free Period 56 days
Minimum payment If the balance shown on your statement is £ 25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £ 25 , it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £ 25 .

Late Payment charges

£ 12 for going overlimit, making late payments and for returned payments.

 

Introductory offers - APR
Intro Rate
Intro Period
Annual Rate
Purchases
0%
Sept 2008
15.90%
Balance Transfer
0%
July 2009
15.90%
Cash
n/a
n / a
27.90%
Balance Transfer details
 
Fee percentage 2.9%
Minimum fee £25.00
maximum fee 2.9% handling fee

Rewards - Features and Benefits

Cash Back
Earn Reward Points
Free payment protection
Free purchase protection
Free price protection
Free warranty cover
Travel insurance protection
Earn Airmiles
Contributions to Charity
Online Access


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Charges -
Charges
  • 2.9 % handling fee (min.£ 3 ) on: credit card cheques and balance transfers.
    3 % handling fee (min.£ 3 ) on: cash transactions (including money transfers).
    2.75% commission on foreign currency transactions.

 

Allocation of payments

They will use your payments to reduce balances at lower rates of interest before balances at higher rates of interest. Where you have two promotional rates which are the same, we will use your payments to reduce the balance with the longer promotional period first.

Additional Benefits -

  • Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more. 
  • Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away 
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Issued By:
MBNA Europe Bank Limited is authorised and regulated by the Financial Services Authority and is entered on the FSA's Register ( www.fsa.gov.uk/register ) with FSA Register Number 204487. MBNA Europe Bank Limited is licensed to provide consumer credit by the Office of Fair Trading in the UK

Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.

Are you searching for a credit card, we compare the top credit cards in the UK, so you can compare the best and cheapest credit card for you. Comparison on balance transfers and 0 % APR offers, rewards and benefits so you can apply for the best credit card application.

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