MBNA American Express credit card
|
Card Name
|
American Express Reward |
| Card Type |
American Express Card |
| Card Issuer |
MBNA Bank |
| Exclusive Features |
Earn rewards when you shop |
Eligibility
| Minimum Age |
18 years or over and
have a good credit history |
| Minimum Income |
No minimum income required |
Status
|
You must have a residential UK address
and have a legal right to reside within the UK - Proof of ID required - Credit check done -
|
Type of card - American Express Card
The MBNA American Express card - is accepted worldwide
MBNA American Express Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
They will choose your credit limit and tell you what it is. We may vary it at any time and write to let you know. The maximum credit limit that you can have under this agreement is £50,000. |
| Interest Free Period |
56 days |
| Minimum payment |
If the balance shown on your statement is £ 25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £ 25 , it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £ 25 . |
Late Payment charges
|
£ 12 for going overlimit, making late payments and for returned payments
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
3 months |
15.90% |
| Balance Transfer |
0% |
12 months |
15.90% |
| Cash |
n/a |
n / a |
27.90% |
Balance Transfer details |
|
| Fee percentage |
3% |
| Minimum fee |
£3.00 |
| maximum fee |
3% handling fee |
Rewards - Features and Benefits
Charges -
| Charges |
- 3 % handling fee (min.£ 3 ) on: credit card cheques and balance transfers.
3 % handling fee (min.£ 3 ) on: cash transactions (including money transfers).
2.75% commission on foreign currency transactions.
|
| Allocation of payments |
We will use your payments to reduce balances at lower rates of interest before balances at higher rates of interest. Where you have two promotional rates which are the same, we will use your payments to reduce the balance with the longer promotional period first. |
Additional Benefits -
- Exclusive Cardmember and VIP travel services including discounts with Habitat, MacDonald Hotels and Resorts and other partners world wide.
- Access to a fantastic rewards programme. Earn when you spend and redeem for flights, cash, shopping vouchers and much more.
Issued By:
The MBNA Rewards American Express ® Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
