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Credit Cards Reviews
Credit Card Name | BMI Credit Card |  |
| Credit Card Issuer | MBNA | |
| Type of Credit Card | American Express |
BMI Credit Card Overview
BMI Credit Card : No annual fee and interest-free purchases for a limited period. Best use for Travel, Trips & Holidays by getting free airmiles when you shop. apply online secure credit card application.
Who can apply for this credit card?
You must be over 18, a UK resident and have a landline phone number to get a Virgin MasterCard credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do you get with your Credit Card?
Best balance transfer intro rates at 0% for 16 months, plus you get a whole range of benefits from free travel accident insurance, which covers you up to £100,000. Plus travel inconvenience and lost luggage insurance cover, full details will be sent once your account is opened. In addition you get:
- 10% off at Virgin Media
- 10% off at Virgin Megastores
- 10% off at Virgin Wines
- 20% off at Virgin Experience Days
- One month off at Virgin Active
- 10% off at Virgin Holidays
- 10% off at Virgin Trains
- 10% off at Virgin Money Car, Home, Pet and Annual Travel Insurance.
What are the default charges?
Virgin credit card charge £12 for going over your credit limit, paying late, or payments that bounce.
What is the minimum payment that I will need to make each month?
1% or £25, whichever is greater. If you only make the minimum payment it will take longer and cost you more to clear your credit card balance. You can avoid additional charges by staying within your credit limit and ensure that your payments are received on time.
What is my credit limit?
They will choose your credit limit and tell you what it is. We may vary it at any time and write to let you know. The maximum credit limit that you can have under this agreement is £50,000.
Where do I make a complaint?
If you would like to make a complaint about your Virgin credit card, you can call them on - 0800 015 0306 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
Credit card provided by
Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All products listed either on our reviews or comparison charts including APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid card, debit card or credit card provider has not increased or decreased one or more of the APRs or fees / charges associated with a particular product or changed its features, obligations, benefits or terms and conditions.