Egg Visa credit card
|
Card Name
|
Egg credit card |
| Card Type |
Visa |
| Card Issuer |
Egg Banking PLC |
| Exclusive Features |
Exclusive hospitality areas and concierge service at selected venues*
|
Eligibility
| Minimum Age |
18 years or over |
| Minimum Income |
None |
Application Status
|
Egg do a paperless application process.
We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
|
Type of card - Visa
The Egg card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide. .
Egg Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
Minimum credit limit £500, maximum credit limit subject to status |
| Interest Free Period |
45 days |
| Minimum payment |
Any payment protection insurance premium plus £5 or 2.5%, whichever is higher, of your remaining statement balance, or if less than £5, your statement balance. |
Late Payment charges
|
£12 Late payment fee, Over credit limit: and Returned payments
|
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
1 Oct 2008 |
16.9% APR variable
|
| Balance Transfer |
0% |
1 Oct 2009
|
16.9% APR variable
|
| Cash |
n/a |
n / a |
24.9% APR variable
|
Balance Transfer details |
|
| Fee percentage |
3% |
| Minimum fee |
£3.00 |
| maximum fee |
3% handling fee |
Rewards - Features and Benefits
Charges -
| Cash Withdrawal |
Cash withdrawals - 3% with a minimum of £3.00.
Special Promotion balance transfers - we will inform you of the handling fee when we tell you about the Special Promotion.
Introductory rate balance transfers - 3% handling fee.
Anniversary balance transfers - 2.5% handling fee.
Paper copies of statements - £2.00.
Overseas transactions - 2.75% (including purchase of foreign currency and travellers' cheques).
|
| Allocation of payments |
The minimum payment will be allocated to interest due, any card repayment protection premium, and charges (in that order) and then between the Revolving Balance and any Transferred Balances (where applicable).
Any amounts over the minimum payment will be applied in the following order:
- Transferred Balances on which interest is charged at a promotional rate (in the order they were put on the Account); and
- the Revolving Balance in the following order:
(i) Charges;
(ii) Transferred Balances that are not charged at any introductory or promotional rates (including any Transferred Balances on which any introductory or promotional rate is no longer charged) and Purchases;
(iii) Cash Advances.
- Please see Conditions 2 and 5 of the Egg Card Agreement for full information |
Additional Benefits -
- Free travel accident insurance
- Free purchase in transit protection
- Interest-free grace period*
- Savings on Egg Insurance
- Great deals and discounts at selected retaile
Issued By:
Egg Banking plc is a member of the Financial Services Compensation Scheme. Egg Banking plc is authorised and regulated by the Financial Services Authority. Egg Banking plc (registered number 2999842) is registered in England and Wales. Registered Office: Citigroup Centre, Canada Square, London E14 5LB
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement.
