The Optimum pay as you go card is a payment card which you can load with money by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card. Your Optimum pay as you go card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard cards are accepted worldwide.

Optimum pay as you go card is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account. This means that with Optimum pay as you go card you can't go overdrawn or borrow money– you can only spend the money you have loaded onto it, so you stay in complete control of your money.

Optimum pay as you go card allows you to transfer money - FREE . This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday. You can even get an extra card for family and friends, so you can quickly and safely share your money.