PREPAID CARDS
First Premier Prepaid MasterCard
First Premier have relaunched their Prepaid MasterCard to offer a more competitive offer for consumers
The First Premier Prepaid MasterCard offers a modern way to manage your money with the security features you'd expect from a MasterCard card. The First Premier MasterCard looks just like a standard credit or debit card, so as long as you have enough cash on the card you’re ready to start using your card to pay for goods or services online or on the high street. From cinema tickets to restaurant bills, from groceries to flights.
Prepaid cards look just like debit or credit cards, but they are actually very different. They work like pay-as-you-go mobile phones where you need to top them up before you can use them what you’ve loaded in the first place. So, each time you use the card to purchase something or withdraw cash at an ATM, the amount is deducted from the available balance. When it runs low on cash, it will need to be topped up again.
You can load your card in a number of ways such as Online using an existing debit/credit card, at your local Post Office or PayPoint terminal often found in your local shop or for an easy way by having your wages transferred by standing order
| On Application | |||
| Primary Card Issue Fee* | £8.95 includes purchase and activation | ||
| Additional card fee | £4.50 includes purchase and activation | ||
| |||
| Ongoing Features | |||
| Transaction Fees | FREE for purchase transactions made in the UK Cross-currency fee: 2% of transaction amount where the transaction is performed in a different currency to that of the card | ||
| Cash Withdrawal Fees | £1.00 per ATM withdrawals in the UK and abroad | ||
| Balance Enquiry | FREE online | ||
| Top-up fees | £0.70 via post office £0.75 instore 3% via PayPoint 0% via debit card 3% via credit card | ||
| Availability of funds | Paypoint - funds available immediately Online - funds available within a few hours Post Office - funds available within 1 working day BACS, Wage Transfer - funds available within 3 working days | ||
| Service fees | £1.00 monthly management fee FREE replacement PIN | ||
| Card to card moneyshare | £0.25 | ||
| Replacement card fees | £3.99 per card to replace a lost, stolen, damaged or expired card | ||
| Lost and Stolen Helpline | call it a FREE phone 0800 0835284 | ||
| Customer Services Telephone Enquiries | FREE email enquiries Calls are charged at your standard network rate | ||
| Administration Fee | £10.00 per disputed transaction (this may be refunded in certain circumstances) | ||
| Closure | |||
| Cancellation or Redemption | £5.00 cash-out fee (cancellation & return or funds) You must have more than £5.00 remaining on the card to redeem the balance | ||
| Expiry | Card valid for 18 months | ||
Tags: cash card, credit card, debit card, First Premier, First Premier Card, First Premier MasterCard, First Premier Prepaid Card, First Premier Prepaid MasterCard, money card, pay as you go, prepaid mastercard, travel card