Santander's Zero credit card has won first prize in the aptly named awards, 'The Oscards', in recognition of excellence within the credit card industry.
Just 64 cards across five categories made the shortlist, out of an initial list of 500 cards in the fourth annual event.
A Santander spokesperson says they've proved that a simple fee free card really can offer users a high level of service.
The Santander Zero credit card has a typical variable rate of 18.9% APR.
It has no foreign exchange fee and offers 12 months free balance transfers from the date the account is opened, with a 3% fee.