BANK ACCOUNTS

Secure Trust Bank

Secure Trust Bank has now launched a new basic bank account that is now available to everyone no matter what your credit status is. The new move by Secure Trust Bank enables people to get a basic bank account even with poor credit histories, defaults, CCJs and people who are Bankrupt who are usually unable to open a standard bank account. Secure Trust Bank offers a Prepaid basic bank account with a payment MasterCard.

The Secure Trust Bank Account is based and operated in the UK where as part of the account setting up procedure, Secure Trust Bank offer the facility of transferring all your direct debits and standing orders from up to two of your existing accounts across to your new Prepaid Basic Bank making it hassle free.

The Secure Trust Basic bank account offers the option for people to manage their money more effectively, without the worry of going overdrawn.

The Prepaid Bank Account is a simple, straightforward basic bank account, offering the same functionality that you may expect from a regular current account, including:

No credit checks - you're guaranteed to be accepted, subject to satisfactory identity checks
Never go overdrawn again – manage your finances and know exactly where you stand
No bank charges for bounced direct debits
The facility to manage your account via our automated telephone service and online banking
Flat fees – our charges are clear and transparent
Chip & PIN prepaid card to use at over 28 million retail outlets, any cash machine displaying the MasterCard® logo and for shopping online
Pay cash into your Prepaid Bank Account at over 20,000 participating Payzone outlets – cash paid in up until 10.00pm will be in your account the next day – even if it’s a weekend or Bank Holiday
Pay cash or cheques into your Prepaid Bank Account over the counter at any branch of Barclays Bank
Additional prepaid cards available for your family – transfer money from your current account onto additional cards in one-off or regular transactions

Applying online using the quick and easy application form takes a matter of minutes - once your ID checks are completed you will be issued with your new Prepaid Basic Bank Account number and sort code straightaway. You should receive everything you need to operate the account (your prepaid card, PIN number, paying in slips and welcome pack) within 10 days of application.

Tags: guaranteed bank account, secure trust bank, secure trust bank account