Fraud warning for credit card owners

One in ten people with credit cards are risking being victims of fraud by writing down their PIN or sharing it with someone. A new survey from Which? reveals that 4 million people with debit cards and 3 million with credit cards are putting themselves in danger of being conned. Just over a third (36 per cent) of people had their PIN written down at home, whereas another one in three kept a note of it in their wallet or handbag. The vast majority (86…

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Visa says cards pass one billion

<!– Visa have reported a 33 per cent increase in second quarter earrings- which surpasses what many people had anticipated following claims that people are using their credit cards less. They say people are continuing to swap to use digital currency rather than traditional methods of cash and cheques. This is highlighted in the number of Visa debit and prepaid cards issued globally surpassed one billion for the first time in history-according to end of…

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Consumers cut down on credit card use

<!– If people want to buy a large expensive item they are now more likely to save up for it, then get into credit card debt. That’s according to Johan de Witt from ING Direct, who says people are taking steps to use their credit cards more occasionally since hard economic times hit. He goes onto explain that people want to pay off loans before they make large purchases now so to keep…

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Credit card giant stops data passing

<!– Visa have introduced measures to prevent online retailers from passing credit card users’ data onto other merchants. The move comes after the US Senate reported that 35 million consumers had lost out on more than $1.4bn in the last decade through the practice. Data passing happens when people reach the checkout of an online store and are offered a discount or reward card. Often, this is from a third party who can charge fees that…

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Could a prepaid card be right for you?

<!– Now you may have heard the buzz over prepaid cards, but you might still be wondering if one would be suitable for you. The main difference between a debit card and a prepaid card is that with a debit card, people access money straight from their current account. With a prepaid card, you load money onto it so you can’t spend more than you have. This is why they’re such a…

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