Prepaid cards save travellers money on holiday

<!– Holidaymakers could save ten per cent on the cost of their trip, if they switch to prepaid foreign currency cards. The Telegraph reports that the cards are safer to manage than traditional credit or debit cards abroad, with easy to understand charges if there are any. They work just like a debit card, but as you pre-load them with money rather than using it to access your bank account, it could make it easier…

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Barclaycard launches major reward scheme

<!– Barclaycard’s announced it’s launching a new rewards scheme for more than eight million cardholders. Barclaycard Freedom will enable cardholders to earn rewards in shops, restaurants and online retailers across the UK, without having to do anything to join. Customers will generally get 1 per cent of their transaction back in ‘Reward Money’ when they use their credit card in participating outlets. The rewards will be in pounds and pence, rather than vouchers and coupons, and retailers…

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Fewer credit card customers defaulting

The Bank of England say credit card companies and banks overestimated the number of borrowers who would default on loans and cards. Lenders expected an increase towards the end of last year, but in fact default rates fell from October to December. It’s as consumers have rushed to pay off unsecured loans and credit card bills, paying off £400 billion worth of debts last month alone. The Bank of England’s expecting this trend to continue throughout 2010. Meanwhile the ‘Trends in Lending’ report also found the difference between the base…

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Steps to getting a credit card deal

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User rewards from Orange credit card

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