Consumers who have moved their savings from bank accounts to ISAs in the hope of better returns are being disappointed by how much interest they actually get, but it needn’t be like this.
Julie Smith from Fair Investment Company says that savers shouldn’t put up with poor ISA rates and moving finances around isn’t actually that difficult.
They don’t need to move back to regular bank accounts either, as becoming a ‘new’ ISA customer again will offer them a better rate and it will keep their tax free status.
Ms Smith warns investors to be vigilant though, as in many cases customers don’t realise how far their current ISA rate has fallen.
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