Britain’s love affair with credit could be coming to an end. That’s according to the Guardian, which claims Britons’ spending habits have changed as the number of credit cards has fallen back to 61.5m, from a peak of 67m in 2007.
It claims that the western world’s spending culture in slowly starting to change, with more people concerned with the amount their saving, in case we hit rough financial times again.
People are now looking for better ways to manage their finances.
One great example of this is the growing popularity of prepaid credit cards. They work in a similar way to mobile phone top ups or gift cards.
Prepaid cards are great for people who are budgeting as once you’ve spent the money, it’s gone and you can’t go beyond your limits.
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