Credit card APRs: know your stuff

Published on 26 April 2010 by arun singh

Credit card APRs: know your stuffCredit card customers are being urged to be vigilant after reports that credit card companies are using ‘personal pricing’ to calculate APRs for new customers.

That’s according to research from Defaqto, which claims that on average 2 in 3 applicants get the best rate, but 1 in 3 people will be offered a higher rate.

This makes it more difficult for customers to know whether their always getting the best deal or not.

Banking Specialist at Defaqto David Black, says, ‘It always used to be fairly straightforward to get a credit card but providers have become increasingly choosy about who they will lend to and, if they will lend, at what rate”.

Here at Compareprepaid we do all the hard work for you, so you can then make the best, most informed decision for you.

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