Now you may have heard the buzz over prepaid cards, but you might still be wondering if one would be suitable for you.
The main difference between a debit card and a prepaid card is that with a debit card, people access money straight from their current account.
With a prepaid card, you load money onto it so you can’t spend more than you have.
This is why they’re such a good option for certain people.
People with poor credit ratings or who are not able to get a bank account or credit cards could benefit from a prepaid card as you don’t have to pass a credit check to get one.
Teenagers can use them to help regulate spending habits and parents can keep a watchful eye without worrying about excessive spending.
Prepaid cards are also a great secure way of taking currency abroad and are great as gifts for friends or relatives, without being restricted to one shop like a traditional gift card.
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