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New research has shown that the majority of individuals with a consistent savings habit stick to their regular payments, which is particularly helpful in the current climate.

A concerning number of individuals are being caught in a continuous cycle of debt as they have used payday loans to cover the cost of household bills and daily essentials.

Adult children are failing to build up a credit record due to a growing number of parents financially helping their children.

Weddings, first house deposits, raising children and attending university are just a handful of life’s most important events, but new research suggests that Brits are underestimating the cost of such occasions by thousands of pounds.

A large number of Brits are turning to payday loans to pay for holiday deposits and other bills, but experts are encouraging payday borrowers to consider other options.

Holidaymakers are being encouraged to lock into the current strength of sterling against the euro and US dollar in order to make holiday spending more enjoyable this summer.