Guaranteed online accounts available no matter what your credit status
Listed on the guaranteed bank account comparison table is a selection of guarantee acceptance bank accounts with payment cards. The debit cards are a prepaid card where you can not go overdrawn or get in to debt plus with no credit checks you will be accepted. Just click on the more information button to get further details about the bank accounts comparison.
Secure Trust Bank offers a guaranteed bank account with debit card
Secure trust bank have been offering a banking service for over 50 years, they may not be the biggest bank but they extemely cash positive making them a one of the safest places to keep your money, if you are looking for an alternative look at Secure Trust Bank.
The following guarantee bank account with overdraft facility is not offered at this time but as a bank account it comes with a sort code and account number. A guaranteed banking account is available no matter what your credit status is. So even if you suffer from bad debt or you have just become bankrupt and need a bank account the following companies above will accept you subject to you providing the correct ID and any application cost.
A UK guaranteed online bank accounts gives you the flexability that you need without a credit check being done. All they effectively need is to just confirm who you are by giving them your passport number and a form of utility bill. Most companies complete your address conformation check online so all you need to do is just provide them with your home telephone number.
With a guaranteed banking account you get all the added benefits of a normal current account, such as an an account manager to manage your personal accounts requirements such as setting up bill payments and as expected you can even have your wages paid directly in to your account. Although you do not get a debit card you do get a prepaid MasterCard which is a top up debit card that you preload with your money and only spend what you have loaded. This ensures you never get into debt or go overdrawn and is ideal for people with bad credit for who have just been made bakrupts.
As the prepaid debit card is a MasterCard you can use at over 28 million outlets worldwide all you do is look for the MasterCard logo. In addition you can use as a atm debit card to take cash out of over 1.5 million atms worldwide.
Summary – Prepaid Card Bank Account
Who can open an accounts?
Anyone can get open an accounts online as long as ID and any application fee is paid.
Can i get a bank account if i am bankrupt?
Yes you can get an account as no credit checks are required to apply and pay the monthly fee to keep your accounts active.
Why are there limits on the accounts?
This is to comply with banking regulations and money laundering regulations. Prepaid Card Bank Accounts are for personal use and not for business use.
Why Have i been refused a normal Bank Account?
Even if your credit file is in good order it may mean that your credit score is so low that you will still be refused a normal current bank account. Current bank account.providers prefer customers with regular incomes that pay them into their bank accounts directly and please note that none of the above offer guaranteed bank account with overdraft facilities.
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