Thinkmoney Personal Bank Account

Type of Account
Typical Interest Rate
Overdraft Facility
Debit Cards
Bank Account Fees
Basic Bank Account
Debit Card
£14.50 per month


Thinkmoney Personal Bank Account - General Information

The Thinkmoney Personal Bank account is a great alternative to a basic high street bank, bank account.

With the Thinkmoney Personal bank account you're able to set up direct debits and standing orders and have your wages/income paid directly into the acount, all with no credit checks!

You can also withdraw cash at cash machines, pay for items online and you can get cashback in shops & restaurants.

Your Thinkmoney account comes with a prepaid MasterCard debit card and is easily managed online, over the phone or by sms and as Thinkmoney are not a bank they are not permitted to lend or invest your money like a high street bank would.

One of the best features of this account is the personal budgeting service they offer. This means they alocate one of their money managers to asess your finances each month and put aside enough money to cover all your bills and other commitments you've told them about, thus leaving the rest to spend how you like.

Thinkmoney Bank Account - Banking Fees or Charges

Type of Account: Basic Current Account

Account Fee £14.50
Transaction Charge UK FREE
Transaction Charge Abroad 2.00%
ATM Charge Abroad 2.00%
Overdraft and Default Payments
Overdraft over £1000 daily n/a
overdraft over £2500 daily n/a
un authorised overdraft n/a
Bankers draft n/a
Stopped cheques fee n/a


Thinkmoney Personal Bank Account - Apply Online

You have chosen to apply for a Thinkmoney Personal Bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age
You are a permanent resident/citizen of the UK
Your address and contact details

2. Proceed With Your Application

Thinkmoney Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for Thinkmoney bank account. Please ensure you read Thinkmoney copies of the fees and interest rates and terms and conditions that apply to Thinkmoney personal accounts. If your application has been agreed in principle, you will receive your application pack within the next few days.

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