HSBC Everyday Bank Account

Type of Account
Typical Interest Rate
Overdraft Facility
Debit Cards
Bank Account Fees
Basic Bank Account
4% AER / Gross
19.9 % EAR Variable
Debit Card


HSBC Basic Bank Account - General Information

The HSBC current bank account is a free bank account to get if you are over the age of 18 years. There are no day to day banking charges to use your account so it is free to use.

Your Bank Account is free of charges in the UK for cheques, cash withdrawals from HSBC cash machines,** direct debits, standing orders, automated bill payments and monthly statements. Plus, free Telephone Banking and Branch Banking – if you need to speak to someone, just pop into your local branch or call HSBC.

Some of the benefits you get with HSBC are a free debit card to help you manage your money which is free to use at any HSBC branch. Note there is a 2% charge if you use an ATM abroad.

HSBC are one of the largest banks in the UK and you can manage your money by internet banking, telephone banking, at any HSBC branch or by Mobile Banking.

The HSBC Current Bank Account is a perfect for people who can pay £500 or more in to your account each month.

HSBC Basic Bank Account - Banking Fees or Charges

Type of Account: Basic Bank Account

Account Fee FREE
Transaction Charge UK FREE
Transaction Charge Abroad 2.75%
ATM Charge Abroad 2%
Overdraft and Default Payments
Overdraft Fee 19.9%
Unpaid Item up to £25 £10.00
Special Cheque Clearance £15.00
Bankers Draft £10.00
Stopped cheque  £12.00


Representative Example: 19.9% Interest p.a (variable). Subject to Status and Application.

HSBC Basic Bank Account - Apply Online

You have chosen to apply for a HSBC Bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age
You are a permanent resident/citizen of the UK
Pay £500 or more in to your account each month

2. Proceed With Your Application

HSBC Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for HSBC Bank. Please ensure you read HSBC copies of the fees and interest rates and terms and conditions that apply to HSBC personal accounts.

If your application has been agreed in principle, you will receive your application pack within the next few days.


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