Halifax Bank Account

Type of Account
Typical Interest Rate
Overdraft Facility
Debit Cards
Bank Account Fees
Basic Bank Account
N / A
£1 a day up to £2,500
Debit Card
Free banking


Halifax Bank Account - General Information

The Halifax bank account is a free bank account with no monthly fees.

With a Halifax account you get a free Halifax visa debit card to help you manage your money which is free to use at any Halifax branch.

Overdraft Fees

Halifax overdraft fees are simple to understand, making it easy to manage your money:

If you use an arranged overdraft up to and including £2,500, Halifax charge you £1 a day. If you use an arranged overdraft over £2,500, Halifax charge you £2 a day. If you use an unarranged overdraft, Halifax charge you £5 a day.

Plus, you get all the standard features you would expect from a current account including a Halifax Visa debit card, use of cash machines to withdraw up to £300 a day and access to any of our branches.

If you have an Ultimate Reward Current Account, Reward Current Account or Current Account and use a planned overdraft of £1,200, then Halifax charge you £1 a day when you use it. 

Halifax Bank Account - Banking Fees or Charges

Type of Account: Basic Current Account

Account Fee FREE
Transaction Charge UK FREE
Transaction Charge Abroad 2.75%
ATM Charge Abroad £1.50
Overdraft and Default Payments
Overdraft over £1000 daily £1.00
overdraft over £2500 daily £2.00
un authorised overdraft £5.00
Bankers draft £20.00
Stopped cheques fee £10.00


Representative Example: If you use an arranged overdraft of £1,200 , then Halifax will charge you £1 a day when you use it. Arranged overdraft over £2500 you will charge you £1 a day when you use it.Subject to Status and Application. 

Halifax Bank Account - Apply Online

You have chosen to apply for a Halifax Bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age
You are a permanent resident/citizen of the UK
Have ready financial information
Your address and contact details
Monthly subscription Fee is Free

2. Proceed With Your Application

Halifax Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for Halifax Bank. Please ensure you read Halifax copies of the fees and interest rates and terms and conditions that apply to Halifax personal accounts. If your application has been agreed in principle, you will receive your application pack within the next few days.


We also compare...

Bank Accounts

Best basic bank
accounts for

Travel Money Card's

Free Travel money card's just
minimum load...

Money Transfers

International money transfer providers

Latest Reviews

One banking prepaid card

Latest Pre Paid Card\'s News

Copyright 2016 :: Compare Money Transfer Limited :: All Rights Reserved