The One Banking Bank Account is the first guaranteed account to anyone no matter what your credit status is. There is now No application fee where you complete the application form and your account is opened with no fuss once you first pay £12.50 monthly account fee. The Card One Banking account is available to anyone over the age of 18 years.

One Banking Bank account is ideal if you have had credit problems, are new to the UK or looking to manage your finances with greater control. As you can only spend what you put in to your bank account.

Some of the benefits you get with One Banking are a personal account manager to help you when you need it plus a Prepaid MasterCard to help you manage your money or use at any ATM machine.

With One Banking there are no hidden bank charges and you won't incur any overdraft fees. Set up standing orders or pay regular bills through your account manager also you can transfer money directly on to your prepaid MasterCard.

The One Banking Bank Account is a perfect for people who require greater control of their finances and require an online, phone and mobile banking services. Do not require an overdraft facility with monthly operating costs.