The Halifax Reward current bank account is has a monthly subscription charge of £12.50 a month. With a Halifax reward account you get a free Halifax visa debit card to help you manage your money which is free to use at any Halifax branch.

• Halifax give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.

• Halifax overdraft fees are simple to understand, making it easy to manage your money.
• If you use an arranged overdraft up to and including £2,500, Halifax charge you £1 a day.
• If you use an arranged overdraft over £2,500, Halifax charge you £2 a day.
• If you use an unarranged overdraft, Halifax charge you £5 a day.
• Plus, you get all the standard features you would expect from a current account including a Halifax Visa debit card, use of cash machines to withdraw up to £300 a day and access to any of our branches.