The First Direct 1st Account is a free bank account as long as you pay £1500 a month otherwise there is a subscription fee of £10 a month. You need to be over the age of 18 years to open a First Direct bank account.

When you open a 1st Account and transfer your salary / income of at least £1500 each month for a period of at least three months, First Direct will add £100 to your account. This offer is only available for people who have not previously banked with first direct

Some of the benefits you get with your 1st account are e a free debit card to help you manage your money which is free to use at any HSBC branch.

As your current account is for spending, rather than saving. First Direct give you a current account that helps you manage your money on a day to day basis. So instead of offering you credit interest, First Direct give you more interest on your savings and a package of services which will offer you better value. 

The 1st Account Current Bank Account is a perfect for people who want a secure and safe banking facility and with a choice of no monthly operating costs.